Healthy Living Blog

As time goes by it is more and more important to know the facts about your long term care insurance options. That's because the cost of long term care continues to rise rapidly.

The average cost of nursing home care in the US is currently about $56,000 per year. While the cost of health care varies with location and service level, in certain areas of the country it is as high as $100,000 per year. The average length of a stay in a long-term care facility is 3.1 years, so this represents an average cost of between $170,000 and $310,000.

In fact it can be even worse than that, because a nursing home stay comes after receiving home health care services for a considerable period of time. So your resources will have been severely depleted even before dedicated long term care is required.